Holistic insurance for cyber risks
Benefit from insurance that not only covers damage, but also actively anticipates, prevents and resolves risks for you.
Total damages doubled in the last 4 years
Complete Protection with Cyber Safe
Cyber Safe comprehensively protects businesses from the financial consequences of digital risks – from cyberattacks and data breaches to technical malfunctions and human error. Enhanced by integrated security services, the insurance supports you not only in the event of a claim but also in prevention. Its market-leading coverage is continuously adapted to new threats and offers holistic protection.
Active insurance coverage
Established capacity providers
Benefit from our latest enhancements
100% Protection for Cloud Plans
Get 100% protection for cloud business interruptions (BI) – even with providers without ISO certification or if you use a free cloud plan
Double sum insured
Get double protection for multiple claims within one year, for businesses up to €100 million in revenue, and with multi-factor authentication
24-hour waiting period before the contract starts
Rely on seamless and short-term insurance coverage
Reduced Deductible (from €500)
Reduce your financial risk as a small business with up to €50 million in revenue
Immediate business interruption
Get immediate business interruption coverage, even if you don't have a representative to confirm.
Reduced waiting time of 8 hours
Benefit from a short waiting period for business interruptions and immediate coverage upon damage occurrence
Extended Coverage for Emergency Operations
Do you now also use specialized crisis service providers for data breaches or purely technical defects
48-Hour No-Cost Guarantee
Secure coverage for all emergency costs in the first 48 hours – without it affecting your sum insured
Reduced minimum deductibles
Get a reduced deductible from €500 for companies with up to €50 million in revenue, and from €5,000 for companies with up to €250 million in revenue
Simple application process
We particularly want to make it easier for SMEs to access coverage, and we've significantly streamlined the application process. For companies with a turnover of up to €100 million, you only need to answer seven questions – only two of which are risk-relevant.
Baobab customers enjoy double benefits
Coverage for first-party damages
24/7 Emergency Hotline and Incident Response Manager
Damage to IT hardware from a cyber attack covered up to €1 million
Cyber fraud coverage (e.g., CEO fraud) up to €250,000
Business interruption including cloud outage (also due to technical problems or operating errors)
Notification of affected data subjects
Financial losses due to the outflow of money or securities caused by impersonation
Data and system recovery
Forensic investigation
and much more.
Cyber Safe protects before damage occurs
Coverage for third-party damages
Claims due to violations of personal rights
Claims for damages due to virus transmission
Contractual penalties for unlawful disclosure of confidential data
Defense against unwarranted claims for damages
Claims due to name, copyright, and trademark rights
Contractual penalties due to delayed performance
Indemnification from legitimate third-party claims
Media liability
and much more
Cyber insurance redefined
Deep Scan
Prevent cyber attacks with proactive alerts and recommended actions.
Employee trainings
Strengthen your internal resilience with phishing simulations, training, and more.
Submissions and guidelines
Take advantage of our templates created by experts and optimize your security standards.
Cyber Consulting
Benefit from advice and support from our in-house cyber security experts.
Baobab MDR
Our experts and technologies proactively ward off cyber attacks for you.
Incident Response Management
Take advantage of first-class claims management in an emergency.
Integrated, not standalone solutions
Benefit from the bundle of cyber and fidelity insurance to comprehensively protect yourself from digital risks. Cyber Safe cyber insurance covers cyber risks such as hacker attacks and data loss, while Crime fidelity insurance protects against targeted external deception and criminal insider risk from your own employees.
“A company's cybersecurity is not just an IT issue, but a cornerstone of modern companies' risk management. Good cyber insurance is an integral and indispensable part of any solid risk management strategy.”
Anton Foth
Insurance coverage without compromises
More than 800 industries
The data-based approach allows individual risk assessments and tailor-made insurance — even for companies with complex risks.
No technical requirements
Organizations don't have to meet extensive IT requirements to get comprehensive protection.
From SMEs to large companies
Baobab Risk Solutions supports companies with a turnover of up to €1 billion and an insurance sum of 10 million.
Make your business resilient
FAQs
Yes, customers benefit free of charge from risk solutions, including deep scan and dark web monitoring, phishing simulations and awareness training, templates, incident response management including team onboarding and readiness assessment, and cyber consulting. The Baobab MDR package is the only paid additional product.
If you opt for the bundle of Cyber Safe (cyber insurance) and Crime (loss of trust insurance), you benefit from an exclusive bundle price.